Mortgage Comparison
Posted by: Owen on Thursday, 7th Feb, 2008
It seems that there are more and more comparison sites springing up on the Net. It’s a great medium for that sort of business, as one can now automate comparison across different services as more and more companies push their offerings online and provide APIs to them. I came across Money Magic today while looking [...]
Cash for your settlement
Posted by: Owen on Tuesday, 15th May, 2007
Here’s an financial idea I wasn’t aware existed. This is probably because I don’t have much experience in terms of settlements and ongoing insurance payments that seem much more common in the U.S. Today I came across a company that offers a bulk payment for structured settlements. The way Structured Settlements at J.G. Wentworth work [...]
Watch those credit card charges
Posted by: Owen on Friday, 13th Apr, 2007
How many credit cards do you have? I seem to have amassed 7 in the last few years, although I only actually make use of one or two of them, actually my main card is Tesco credit card which gives me loyalty points on every spend. I’m not too fussed about the rate, because I [...]
Is Google the ultimate money making machine?
Posted by: Owen on Wednesday, 11th Apr, 2007
Interesting post on Read/Write Web claiming that Google is the Ultimate Money Making Machine. It’s an interesting theory that claims that the Web is different to the physical world in that some goods are not bounded by constraints/limitations and are virtually limitless. The author applies this to Google in that it’s market is limitless and [...]
Segmenting the Loan market
Posted by: Owen on Sunday, 1st Apr, 2007
It’s a testament to the way marketing’s pervasive effect on business that the service industry is full of offering for every particular niche you can imagine. Take loans for example, you can now get loans tailored for different groups of people from second mortgage loans to minority student loans.
The links above come from a website [...]
Car Finance
Posted by: Owen on Friday, 30th Mar, 2007
I remember when I bought my first car, now some 10 years ago. The thing that stuck in my mind about the whole transaction was signing a big pile of papers. They were called bills of exchange and they each one was equivalent to each payment I’d be paying over the next few years. Quite [...]
Payday Cash
Posted by: Owen on Friday, 23rd Mar, 2007
Don’t you hate it when there’s a few days left to pay day and your bank balance is dwindling down to nothing. You scrimp and scape at the bottom of the barrel to get by for the last few days, using up food in your freezer and borrowing money from your mates. Then finally your [...]
Read up about Forex trading
Posted by: Owen on Monday, 19th Mar, 2007
I was originally exposed to Forex trading when I was developing software for Trust Fund companies around 8-9 years ago. My business acumen was a bit more limited back then, so I was really coding to spec without really know what a Swap was, why people went Long or Short or why anyone would ever [...]
50% of teenagers in debt
Posted by: Owen on Wednesday, 14th Feb, 2007
Just read an article today that 50% of teenagers are in debt by the time they are 17! That’s pretty shocking when you think about it. Not only is it scary because it’s hard to have a stable income at that age and therefore easy to dig yourself into a hole; but also becuase it [...]
PayPerPost Update
Posted by: Owen on Friday, 9th Feb, 2007
I’ve been looking through my PayPerPost stats and I’ve just realised that I’ve made almost $1,500! Amazing isn’t it.
For those of you who have never come across them, they’re the market leader in blog advertising, providing a marketplace for advertisers and bloggers to meet and help each other out. They’ve also recently rolled out a [...]
Money titbits
Posted by: Owen on Tuesday, 16th Jan, 2007
Here’s an interesting conundrum. Look at the picture of the team on the right. The question is. If someone approached you with the opportunity to invest in this team would you go for it? The bottom line is that the team you are looking at grew to become Microsoft Corporation (the guy in the bottom [...]
Working Capital Finance
Posted by: Owen on Friday, 8th Dec, 2006
When you’re running a business, it’s always best to match sources of Finance with the reason you need the funds for. For example, long term finance shouldn’t be used for short term requirements, like working capital or debt management. Likewise, short term finance like credit cards are a pretty expensive way of running your business. [...]
