Archive for the 'money' Category
How much do you earn?
Posted by: Owen on Wednesday, 2nd Apr, 2008
I came across an interesting report today that’s an IT Salary Survey for 2008. It’s a survey conducted by Global Knowledge, a global leader in IT and business training together with TechRepublic, an online magazine and social network for IT professionals. The report comes up with some great facts and figures that are based around [...]
Bank of England Rate stays steady
Posted by: Owen on Saturday, 8th Mar, 2008
Looks like the Bank of England has kept interest rates steady at 5.25%. There was a drop only recently so I wasn’t expecting them to drop any further, but like anyone with a mortgage, I would have minded too much if they had gone down a bit more.
Speaking about mortgages, I did have an interesting [...]
How low can you go?
Posted by: Owen on Wednesday, 27th Feb, 2008
Like most of the people in the UK (apparently) I owe lots of money to the bank. Not that I borrow money on a regular basis or that I overdraw my credit cards, but rather I had borrowed hundreds of thousands of pounds a few years ago so I could buy a house. Which basically [...]
Mortgage Comparison
Posted by: Owen on Thursday, 7th Feb, 2008
It seems that there are more and more comparison sites springing up on the Net. It’s a great medium for that sort of business, as one can now automate comparison across different services as more and more companies push their offerings online and provide APIs to them. I came across Money Magic today while looking [...]
Malta joins the Euro
Posted by: Owen on Thursday, 3rd Jan, 2008
I’m sure things are pretty “interesting” in Malta at the moment, as they are currenty in a changeover period switching from the Maltese Lira to the Euro. The general public started using the Euro as currency on the 1st January and shops will stop accepting it at the end of this month. It’s a pretty [...]
The rise of virtual money
Posted by: Owen on Wednesday, 17th Oct, 2007
Ask any economics student and they will tell you all about how money is created by banks and lending systems and what it does to our economy. However, the creators of online games and virtual worlds have also been instrumental in creating virtual money. From Linden dollars (that’s the currency used in Second Life) to [...]
What would you give for a crystal ball ?
Posted by: Owen on Tuesday, 28th Aug, 2007
I posted a comment on Lord Matt’s website the other day, about how one could be immensely rich if one could foretell the future. It was in reference to house prices and the property market. The price of property here in the UK has been climbing steadily year-on-year, and people in the industry keep saying [...]
Segmentation gives you the best deal
Posted by: Owen on Thursday, 7th Jun, 2007
Remember the days when everyone got the same deal at the bank? Remember when websites looked the same to everyone? Well, the more time goes by, the more personalisation and segmentation kick into play and we all start getting different deals, different conditions and different offers. Retailers and marketers get a good deal because they [...]
Cash for your settlement
Posted by: Owen on Tuesday, 15th May, 2007
Here’s an financial idea I wasn’t aware existed. This is probably because I don’t have much experience in terms of settlements and ongoing insurance payments that seem much more common in the U.S. Today I came across a company that offers a bulk payment for structured settlements. The way Structured Settlements at J.G. Wentworth work [...]
Skype Gift Day - 10 mins free
Posted by: Owen on Thursday, 26th Apr, 2007
Ohh .. looks like Skype is giving away 10 mins free today at their Promotional Gift Day. Seems like they have a whole program of gift days for different countries and today it’s our turn. I’ve clicked on and got my 10 minutes, have you ?
If you’re in a different country check out the T&Cs [...]
Watch those credit card charges
Posted by: Owen on Friday, 13th Apr, 2007
How many credit cards do you have? I seem to have amassed 7 in the last few years, although I only actually make use of one or two of them, actually my main card is Tesco credit card which gives me loyalty points on every spend. I’m not too fussed about the rate, because I [...]
Yearly Reviews
Posted by: Owen on Thursday, 12th Apr, 2007
Things change. That’s a pretty well-accepted fact of life. And nothing is quite a fluid as the money markets. Things like exchange rates, interest rates, discount rates and mortgage rates don’t just change from time to time, they change all the time. So it’s always a good idea to keep an eye on them and [...]
Segmenting the Loan market
Posted by: Owen on Sunday, 1st Apr, 2007
It’s a testament to the way marketing’s pervasive effect on business that the service industry is full of offering for every particular niche you can imagine. Take loans for example, you can now get loans tailored for different groups of people from second mortgage loans to minority student loans.
The links above come from a website [...]
Car Finance
Posted by: Owen on Friday, 30th Mar, 2007
I remember when I bought my first car, now some 10 years ago. The thing that stuck in my mind about the whole transaction was signing a big pile of papers. They were called bills of exchange and they each one was equivalent to each payment I’d be paying over the next few years. Quite [...]
Savings Accounts
Posted by: Owen on Friday, 23rd Mar, 2007
How much are you earning on your savings accounts? Most high street bnk will do their utmost to give you as low a rate as possible; however if you shop around you can always move your money to a bank which gives a better deal. Just to give you an idea, you can get pretty [...]
