Don’t you hate it when there’s a few days left to pay day and your bank balance is dwindling down to nothing. You scrimp and scape at the bottom of the barrel to get by for the last few days, using up food in your freezer and borrowing money from your mates. Then finally your pay packet hits the bank and you can start eating real food again and paying off those cards.
There are a number of things you can do make the end of the month easier of everyone. One thing you can do is budget better, Plan out your expenses and give youself a weekly budget. Don’t eat into the follow week’s money but learn to spread out your money instead. You can also put away any extra you don’t spend and go for an extra-special treat at the end of the month.
If budgeting isn’t for you there are other options. One option is to get a loan to tide you over and you can get these just for the last few days of the month. It’s really easy to get a cash advance that you can pay back in a few days, and most will let you do this quite cheaply. One company like this is National Pay Day which let you take out a small loan for a few days and will lend you up to $600. There is a charge of course, but if it’s matter of defaulting on a payment and getting bad credit, it’s good to know there’s an option if you need one.